Bank & Lender Services
Overview
For more than five decades, Bean, Kinney & Korman has taken pride in the development and expansion of the legal support it provides to banking and lender clients. We take to heart the qualities of responsiveness, knowledge, experience and cost-effectiveness that are essential to lenders.
We service the entire loan life cycle, from credit inception through closing, restructure and enforcement, and asset disposition.
Commercial Lending
We understand credit structuring and the underwriting considerations that drive it. We are experienced with a wide range of commercial lending, including:
- general asset-based commercial lending
- real estate-based commercial lending
- construction lending
- government contract lending
- technology industry lending
- religious organization lending
- SBA lending programs
Credit Enforcement and Collection
When credits weaken and fail, our attorneys provide insightful and practical guidance on credit enforcement and collection, including:
- workout and restructure strategy
- lender positioning to maximize recovery through foreclosures
- asset seizures and sales
- sales of credits and disposition of collateral
Bankruptcy
Our knowledge and depth of experience in bankruptcy matters is an extraordinarily valuable resource for our lender clients who find their collateral and credits at risk in reorganization and liquidation proceedings.
Real Estate
Lenders value our ability to bring depth of experience in other disciplines to support our creditor representation. When real estate collateral is involved, we have readily available depth of knowledge in:
- zoning and land use
- commercial leasing
- environmental matters
- title insurance and title disputes
Additional Legal Services to Banks and Lenders
We provide experienced counsel in loan participations, sales of credits, subordinations and other inter-creditor and intra-creditor transactions, where our practical and technical skills in deal structuring, drafting and problem spotting have repeatedly delivered value to our clients.
Litigation
Despite their most conscientious efforts, lenders still find themselves faced with liability claims that demand knowledgeable, skilled, and above all, common sense litigation capabilities. We understand lender liability issues and can see through the emotion to stay focused on the business equation that underlies all commercial litigation.
Appropriate Staffing of Cases
Our attorneys are particularly sensitive to pricing pressures that lenders are constantly under to make their financial products marketable, and the legal expense considerations that affect our clients’ economic performance. We staff our lending services at experience levels appropriate to the complexity of the work and will readily consider alternative fee structures to best integrate our services with our clients’ business strategies.
We are proud of our tradition and reputation in representing local, national and international institutional lenders and welcome the opportunity to become part of your team.
Publications
- Commercial Foreclosure Alternatives (DC)
Lexis Nexis, March 18, 2024 - Commercial Foreclosure Alternatives (VA)
Lexis Nexis, March 18, 2024 - Business bankruptcies rising, say Greater Washington experts
Washington Business Journal, April 28, 2023 - Are We Partners?
January 12, 2021 - Why You Should Consider Opting for Arbitration During the Coronavirus Pandemic
American Bar Association - Practice Points, November 30, 2020 - Federal assistance may prolong bankruptcy filings
Virginia Lawyers Weekly, June 1, 2020 - Force Majeure and the Doctrine of Impossibility
Business Crimes Bulletin, LJN, April 20, 2020 - SBA Paycheck Protection Loans under the CARES Act
April 4, 2020 - Maryland COVID-19 Small Business and Nonprofit Assistance
March 24, 2020 - 4 Tips for Businesses Impacted by the Coronavirus
March 24, 2020 - Coronavirus Force Majeure and Real Estate Leases
March 16, 2020 - Assignment and Consent Standards in Commercial Leases
Commercial Leasing Law & Strategy, March 6, 2020 - Virginia Employers: Are Your Non-Competes Enforceable?
August 1, 2018 - To Stay Clear of Stay Violations, Action May be Required
BKK Business Law Newsletter, July 2, 2015 - Bankruptcy: Preference Defendants Don’t Feel “Preferred”
BKK Business Law Newsletter, March 4, 2014 - Pitfalls on Termination: Employer May be Liable for Employees’ Loose Talk
BKK Business Law Newsletter, July 1, 2013 - Wrestling with the Trustee’s Strong Arm: Defending Avoidance Actions Under Section 544 of the Bankruptcy Code
Title Insurance Litigation Committee News, December 18, 2011 - Virginia Judges Weigh in on Whether Absolute Priority Rule Still Applies in Individual Chapter 11 Cases
Bankruptcy Law News, May 18, 2011 - Community Banks Step Into A New Role
Commercial Investment Real Estate magazine, June 18, 2010 - Claims for Post-Petition Legal Fees By Unsecured Creditors
Bankruptcy Law News Volume XXIV, No. 2, July 18, 2009 - Averting Foreclosure with a Deed-in-Lieu
Virginia Builder, May 1, 2009 - The Law of Closing Protection Letters
Tort and Insurance Law Journal, Volume 36, Number 3, April 18, 2001 - How Bankruptcy Affects Real Estate Titles and Bankruptcy Risks Covered by Title Insurance
Title Insurance Litigation Committee Spring Meeting, March 18, 2001
Blogs
- Amazon’s Return-to-Office Mandate: What It Means for Northern Virginia’s Real Estate Market
Real Estate, Land Use & Construction Law, Friday October 18, 2024 - Representations and Warranties in M&A Transactions: Minimizing Risks and Maximizing Deal Value
Business Insights, Thursday May 18, 2023 - Privacy Law Comes to Virginia: How will Virginia’s Consumer Data Protection Act Affect my Business?
Business Insights, Friday November 11, 2022 - COBRA Subsidies for Employees and Tax Credits for Employers Under the American Rescue Plan Act of 2021
Employment Law, Tuesday April 13, 2021 - COBRA Subsidies for Employees and Tax Credits for Employers Under the American Rescue Plan Act of 2021
Business Insights, Tuesday April 13, 2021 - May I Be Excused? New York Federal Court Says COVID-19 Pandemic a “Natural Disaster,” and Why Your Force Majeure Clause Matters
Business Insights, Monday January 18, 2021 - PPP Second Draw – What Businesses and Lenders Need to Know About the New Round of Funding
Business Insights, Monday December 28, 2020 - Tax Implications of PPP Loan Forgiveness
Business Insights, Monday October 19, 2020 - Creditors’ Rights Questions During COVID-19 – Part 1
Business Insights, Thursday October 15, 2020 - The IRS Chief Counsel’s Informal Guidance Clarifies Some Issues Left Open after Notice 2020-65 Regarding the “Payroll Tax Holiday”
Business Insights, Wednesday October 14, 2020 - The IRS Chief Counsel’s Informal Guidance Clarifies Some Issues Left Open after Notice 2020-65 Regarding the “Payroll Tax Holiday”
Employment Law, Wednesday October 14, 2020 - IRS Releases Instructions to Form 941 Expanding on Prior Guidance on Deferral of Social Security Tax
Business Insights, Thursday October 8, 2020 - IRS Guidance – President’s Memorandum Deferring Payroll Tax Obligations for Four Months
Business Insights, Tuesday September 1, 2020 - 8 Common Business Bankruptcy Questions
Business Insights, Tuesday August 18, 2020 - President’s Memorandum to the Secretary of Treasury Defers Payroll Tax Obligations for Four Months
Business Insights, Tuesday August 11, 2020 - Beyond PPP – Financing Options for the Restaurant Industry
Business Insights, Monday July 27, 2020 - 4 Tips for Pursuing Principal Forgiveness of a PPP Loan
Business Insights, Monday May 4, 2020 - COVID-19 Economic Relief Investigations: They Will Expose Some Businesses to Civil Liability
Business Insights, Wednesday April 22, 2020 - Paycheck Protection Loans under the CARES Act: What Do Lenders Need to Know?
Business Insights, Monday March 30, 2020 - Updates and Suggestions: Business Interruption Insurance
Real Estate, Land Use & Construction Law, Thursday March 26, 2020 - Force Majeure in Commercial Leases: Doctrine of Impossibility and Business Interruption Insurance
Real Estate, Land Use & Construction Law, Wednesday March 18, 2020 - How is the Local Office Leasing Market Doing a Year After the Amazon HQ2 Announcement?
Real Estate, Land Use & Construction Law, Thursday January 16, 2020 - Landlord’s Liens in Commercial Leases – Part 1
Real Estate, Land Use & Construction Law, Tuesday June 11, 2019 - Internet Defamation Guide – 10 Questions to Spot or Avoid Online Defamation
Business Insights, Thursday August 2, 2018
News
- Vincent J. Keegan and Eve M. Grobowski Join Bean, Kinney & Korman
Monday September 16, 2024 - Christopher L. Young, Emad Maghsoudi, and Nicholas J. Gehrig Join Bean, Kinney & Korman
Thursday May 9, 2024 - Thomas W. Matthew II and Yousef M. Ahmed Join Bean, Kinney & Korman
Wednesday November 8, 2023 - Nathaniel Y. Scott Joins Bean, Kinney & Korman
Wednesday August 17, 2022 - Bean, Kinney & Korman Named a 2022 “Best Law Firm” for Eleventh Consecutive Year
Thursday November 4, 2021 - Charles (Chas) McAleer, Dean Luo and Harrison Clinton Join Bean, Kinney & Korman
Friday February 12, 2021 - Bean, Kinney & Korman Named a 2021 “Best Law Firm” for Tenth Consecutive Year
Thursday November 5, 2020 - John Kelly was quoted within article: Inside the hardball legal tactics retail landlords are using against tenants
The Real Deal, Thursday July 23, 2020 - Kandis M. Koustenis and Dusko J. Stojkov Join Bean, Kinney & Korman
Thursday June 18, 2020 - Joe Meadows quoted within article: Businesses should avoid court battles over online reviews
The Colorado Springs Business Journal, Friday April 5, 2019 - Jennifer Brust and James Schroll will teach Secured Finance at George Mason University School of Law
Thursday August 12, 2010
Events
- 40th Annual Bankruptcy & Restructuring Conference
Baltimore, MD, Friday, June 7, 2024 - Annual Bankruptcy Practice Seminar 2023
Friday, March 10, 2023 - Negotiating and Drafting Secured Real Estate Finance Transactions
Online, Thursday, November 5, 2020 - Overview of Virginia Department of Labor and Industry COVID-19 Regulations for Employers
Online, Tuesday, August 4, 2020 - Shared Workspace Leases in Wake of COVID-19: Risk Mitigation, Insurance, Negotiating Key Provisions
Online, Thursday, July 16, 2020 - Women Mean Business Committee Presents:
Online, Tuesday, April 21, 2020 - Negotiating Key Provisions in Shared Work Space Agreements
Webinar, Tuesday, November 12, 2019 - Creditor’s Rights in Virginia
Online, Tuesday, June 18, 2019 - Internet Defamation: Defend Against Defamers and Cyber-attackers
Bean, Kinney & Korman :: 2300 Wilson Blvd. :: 1st Floor Conference Room :: Arlington, VA 22201, Thursday, October 25, 2018 - “Complex Issues in Bankruptcy: From the Supreme Court to the Practice Court – Tricky Issues in Chapter 11 Cases”
Crowne Plaza Richmond West, Richmond, Virginia, Friday, March 30, 2012